Get personal loan without salary or income, how is it possible?

When the contractor does not prove income, working not registered, what to do? There are other fomas of loans without income?

 

Get personal loan without salary or income proven, contrary to what many think does not have any complication, though in Brazil to take up a loan necessarily the candidate has to prove income or be working on private or public company.

We all know that for a banking and financial institution to make a concession to get personal loan , the main feature of the operation is the provision of guarantees that the contractor can give. Currently the most common situation is with the bill-pay, in many banks it is a bargaining chip for benefits in financial services and products.

Normally the requested loan is released after a series of bank or financial investigations as to whether future payments have some risk of being neglected by the contractor. The monthly salary, income, your banking, the annual income tax are evidence that the applicant has the financial capacity and able to afford the payment of the installments generated by the loan .

But Carla, and when the contractor does not prove income, working not registered, what to do? Certainly there are many other ways to get loan in that condition. At first, for "personal loan without payroll", the applicant must provide additional guarantees as:

1 -) Presenting Surety or Guarantor - A friend or family member signs the contract as guarantor and responsible for the loan risks, surety or guarantor must provide all guarantees required by the bank in its place;

2 -) Be homeowner - The contractor needs to be with the settled property at no cost, therefore, the property will serve at risk of collateral for the loan;

3 -) Being Vehicle owner - Just as the property, the contractor must have the vehicle in its own name and without transfer restrictions, ie it is fully repaid;

4 -) Pledge Jewellery and valuables - Attachment A is a "type of personal loan" facilitated and no paperwork to get the loan, the contractor must provide as collateral: jewelry, precious metals, utensils and non-perishable objects value.You need proof of ownership of the asset or invoice;

5 -) Loan to Card - People who do not work also have credit card, my aunt have a limit with card almost R $ 11 million and does not work or proving income, of course her card not taken now, you have a time. The loan limit of this card is scary, mode of interest rates as well.

If you fall in the situation we are talking about is college student, housewife or mainly Autonomous worker who do not have formal employment contracts and many others, there is the tips of how to get personal loan without salary or income . Leave your comment is other ways to obtain.